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Microsoft to now include Copilot in Microsoft 365 for consumers

Published by Global Banking & Finance Review

Posted on January 16, 2025

2 min read

· Last updated: January 27, 2026

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Microsoft 365 Copilot AI integration announcement for individual consumers - Global Banking & Finance Review
The image illustrates Microsoft’s announcement of integrating Copilot AI features into Microsoft 365 for individual consumers, highlighting its impact on subscription plans and user experience.
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Microsoft 365 Introduces Copilot AI for Individual Consumers

(Reuters) - Microsoft said on Thursday that it is now including Copilot AI features to its Microsoft 365 suite for individual consumers, a day after it rolled out on-demand AI agents for businesses.

The Windows-maker will give its customers an option to either choose a Microsoft 365 subscription plan with Copilot AI features or one without it.

It will also increase the prices of subscription plans in the U.S. by $3.

Copilot will assist users in a host of apps in the Microsoft 365 suite — Word, PowerPoint, Excel, Outlook, OneNote and Designer. However, the usage of Copilot AI will be capped by monthly credits, which it believes would suffice for most users.

Microsoft will also give users the options to enable or disable Copilot where AI assistance is not desired — such as in academic scenarios like exams and submissions. It also said the user-inputed prompts will not be used to train its models.

The company has been under pressure to show that its big bet on AI, which includes investment in OpenAI and its plans to spend about $80 billion during its current fiscal year on data centers and AI infrastructure, will pay off.

These moves also come at a time when observers have become skeptical about Copilot's usage. Last year, a Gartner report raised doubts about its adoption, which led Microsoft to push its uptake.

(Reporting by Rishi Kant in Bengaluru; Editing by Shailesh Kuber)

Key Takeaways

  • Microsoft adds Copilot AI to Microsoft 365 for consumers.
  • Subscription plans with Copilot will cost $3 more in the U.S.
  • Copilot AI features are available in multiple Microsoft apps.
  • Users can enable or disable Copilot for specific scenarios.
  • User prompts will not be used to train AI models.

Frequently Asked Questions

What is the main topic?
The article discusses Microsoft's inclusion of Copilot AI features in Microsoft 365 for consumers.
What changes are being made to Microsoft 365 subscriptions?
Microsoft 365 subscriptions with Copilot AI will see a $3 price increase in the U.S.
How can users manage Copilot AI features?
Users can enable or disable Copilot AI features based on their needs, especially in academic scenarios.

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