Banking

Factbox-ECB sets 2025 SREP requirements for Italian banks

Published by Jessica Weisman-Pitts

Posted on December 18, 2024

1 min read

· Last updated: January 28, 2026

Add as preferred source on Google
ECB interest rate cut announcement impacting European economy - Global Banking & Finance Review
This image illustrates the European Central Bank's decision to cut rates by 25 basis points as part of its monetary policy. It reflects the economic context discussed in the article, including implications for the European economy and upcoming financial trends for 2025.
Global Banking & Finance Awards 2026 — Call for Entries

(Reuters) -Italian banks have started to disclose the minimum best-quality capital requirements for 2025 set by the European Central Bank under its Supervisory Review and Evaluation Process (SREP). The SREP process provides an overall assessment of the challenges that significant lenders face, resulting in solvency requirements and other supervisory measures they are expected to comply […]

(Reuters) -Italian banks have started to disclose the minimum best-quality capital requirements for 2025 set by the European Central Bank under its Supervisory Review and Evaluation Process (SREP).

The SREP process provides an overall assessment of the challenges that significant lenders face, resulting in solvency requirements and other supervisory measures they are expected to comply with for the year ahead.

Here are the SREP requirements for 2025 disclosed so far by the Italian banks:

BANK 2025 SREP CET1 2024 SREP CET1 CET1 RATIO REQUIREMENT REQUIREMENT END-SEPT BPER BANCA 8.93% 8.54% 15.8% CREDEM 8.01% 7.60% 15.8% FINECOBANK 8.27% 8.19% 27.3% INTESA 9.89% 9.32% 13.9% SANPAOLO BANCA POPOLARE 8.93% 8.57% 16.3% DI SONDRIO BANCO BPM 9.18% 9.07% 15.5% UNICREDIT 10.27% 10.03% 16.1% MONTE DEI 8.78% 8.56% 18.1% PASCHI MEDIOBANCA 9.03% 8.15% 15.2%

(Reporting by Alberto Chiumento and Alessandro Parodi, editing by Gianluca Semeraro)

Frequently Asked Questions

What is the Supervisory Review and Evaluation Process (SREP)?
The Supervisory Review and Evaluation Process (SREP) is a framework used by the European Central Bank to assess the risks and capital adequacy of significant banks, ensuring they meet required solvency standards.
What is a CET1 ratio?
The Common Equity Tier 1 (CET1) ratio is a measure of a bank's core equity capital compared to its total risk-weighted assets, indicating its financial strength and ability to absorb losses.
What are capital requirements?
Capital requirements are regulatory standards that determine the minimum amount of capital a bank must hold to ensure its stability and protect depositors, typically expressed as a percentage of risk-weighted assets.
What is the role of the European Central Bank?
The European Central Bank (ECB) is responsible for managing the euro, overseeing monetary policy in the Eurozone, and ensuring financial stability among member banks through regulation and supervision.

Tags

Related Articles

More from Banking

Explore more articles in the Banking category