Editorial & Advertiser disclosure

Global Banking & Finance Review® is an online platform offering news, analysis, and opinion on the latest trends, developments, and innovations in the banking and finance industry worldwide. The platform covers a diverse range of topics, including banking, insurance, investment, wealth management, fintech, and regulatory issues. The website publishes news, press releases, opinion and advertorials on various financial organizations, products and services which are commissioned from various Companies, Organizations, PR agencies, Bloggers etc. These commissioned articles are commercial in nature. This is not to be considered as financial advice and should be considered only for information purposes. It does not reflect the views or opinion of our website and is not to be considered an endorsement or a recommendation. We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Please seek Professional advice from a qualified professional before making any financial decisions. We link to various third-party websites, affiliate sales networks, and to our advertising partners websites. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you or make a purchase or fill a form. This will not incur any additional charges to you. To make things simpler for you to identity or distinguish advertised or sponsored articles or links, you may consider all articles or links hosted on our site as a commercial article placement. We will not be responsible for any loss you may suffer as a result of any omission or inaccuracy on the website.

Finance

Bank of England to start next life insurance stress test in January 2028

Published by Global Banking & Finance Review

Posted on February 27, 2026

1 min read

· Last updated: April 2, 2026

Add as preferred source on Google

Moldovan anti-government protests funded by Ilan Shor - Global Banking & Finance Review — The image illustrates the ongoing anti-government protests in Moldova, where fugitive tycoon Ilan Shor offers $3,000 monthly to participants. This controversial move aims to destabilize the pro-European government ahead of elections.

Finance Banking insurance Regulation Bank of England PRA United Kingdom

Global Banking & Finance Awards 2026 — Call for Entries

LONDON, Feb 27 (Reuters) - The Bank of England's Prudential Regulation Authority on Friday said it would launch the next life insurance stress test exercise in January 2028. The regulator said it

Bank of England’s PRA to launch next life insurance stress test in Jan 2028

Regulatory update

Life insurance stress test timeline

LONDON, Feb 27 (Reuters) - The Bank of England's Prudential Regulation Authority on Friday said it would launch the next life insurance stress test exercise in January 2028.

Consultation and final plans

The regulator said it would consult firms and market participants through 2026 and aimed to set out final plans, including any revisions to scope or methods, in the fourth quarter of 2026.

Reporting details

(Reporting by William James, writing by Sam Tabahriti)

Key Takeaways

Timing signals a slower cadence than recent cycles: the PRA launched LIST 2025 in January 2025 and published results in November 2025, so a January 2028 start implies a multi-year gap to allow for design consultation and method changes. (bankofengland.co.uk)
Stress tests are being reset in a post-Solvency UK environment: LIST 2025 was the first conducted under the Solvency UK regime implemented in 2024, and included new transparency via individual-firm disclosure for the core scenario. (bankofengland.co.uk)
Regulatory focus is widening beyond capital to liquidity and risk management: the PRA has flagged insurer liquidity data gaps and proposed tougher liquidity reporting for large life insurers, adding pressure for firms to strengthen stress-testing and contingency planning ahead of the next sector exercise. (ft.com)

References

Frequently Asked Questions

When will the next life insurance stress test start?

The Prudential Regulation Authority said it will launch the exercise in January 2028.

Which Bank of England body is running the stress test?

The Bank of England’s Prudential Regulation Authority (PRA) will run the next life insurance stress test.

What is the PRA’s timeline for consultation on the stress test?

The regulator said it would consult firms and market participants through 2026.

When will the PRA set out final plans for the stress test?

The PRA aims to set out final plans, including any revisions to scope or methods, in the fourth quarter of 2026.

More from Finance

Explore more articles in the Finance category

Germany's far-right AfD rises to record 28%, INSA poll shows

German government suspects Russia of Signal attack targeting politicians, sources say

Romania finds parts of second drone after overnight Russian attack on Ukraine

China condemns EU's inclusion of Chinese entities in sanctions package against Russia

Russian parliament speaker in North Korea to mark Pyongyang's troop deployment in Ukraine war

Macron reaffirms efforts to reopen Strait of Hormuz, as TotalEnergies warns of energy shortages

France's Macron says EU mutual assistance clause is unambiguous

US to let Venezuela pay Maduro's lawyer in drug trafficking case

Italy votes down equal parental leave while fathers redefine their role online

German auto industry faces even tougher competition as China economy slows

Romania says drone fragments damage property during overnight Russian attack on Ukraine

Engine maker Horse plans India move to supply growing small car market, CEO says

View All Finance Posts

Bank of England to start next life insurance stress test in January 2028

Bank of England’s PRA to launch next life insurance stress test in Jan 2028