Finance

NatWest posts first quarter profit rise of 12%

Published by Global Banking & Finance Review

Posted on May 1, 2026

2 min read

· Last updated: May 1, 2026

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NatWest posts first quarter profit rise of 12%

NatWest's first-quarter profit rises 12%, takes Iran war provision

NatWest Reports Strong Q1 Results Amid Geopolitical and Economic Challenges

Profit Growth and Lending Income

LONDON, May 1 (Reuters) - NatWest reported its first quarter profit rose 12% year-on-year on Friday, as the British lender grew lending income while taking a modest charge against potential losses from the economic impact of the Iran war.

The bank said operating profit before tax for January-March came in at 2 billion pounds ($2.72 billion), up from 1.8 billion pounds in the same period a year ago and just above the average of analysts' forecasts of 1.9 billion pounds.

Upgraded Income Guidance

NatWest also upgraded its income guidance for the year, now saying it expects to be near the top of the 17.2-17.6 billion pound range it previously set out.

Resilience Amid Economic and Geopolitical Uncertainty

The positive earnings upbeat showed the British lender, like its rivals, so far sustaining a recent robust run of profitability, as increased income outweighs concerns about sluggish economic growth and the fallout from the Middle East conflict.

Impairment Charge Related to Iran War

NatWest did take a 283 million pound impairment charge, of which 140 million pounds came from downgrades to its economic forecasts to recognise the impact of the war in the Middle East.

Comparison with Other European Banks

The provision, which follows accounting rules put in place after the 2008 crisis and aimed at getting banks to recognise a portion of expected loan losses in advance, follows similar charges taken earlier this week by lenders across Europe including Deutsche Bank and Lloyds Banking Group.

Outlook for UK Economic Growth

NatWest also cut some of its forecasts for Britain's economic growth.

Additional Information

($1 = 0.7359 pounds)

(Reporting by Lawrence White; Editing by Tommy Reggiori Wilkes)

Key Takeaways

  • Operating profit before tax for Q1 2026 reached £2.0 billion, up from £1.8 billion a year ago, beating expectations of ~£1.9 billion (natwestgroup.com)
  • NatWest upgraded its full‑year income guidance, aiming toward the top of its previously stated £17.2–17.6 billion range (natwestgroup.com)
  • Growth was underpinned by rising lending income and tight cost control, as reflected in improved cost‑income trends at the group level (natwestgroup.com)

References

Frequently Asked Questions

How much did NatWest's first quarter operating profit increase?
NatWest's operating profit before tax for Q1 rose by 12% year-on-year to £2 billion.
What contributed to NatWest's profit rise in the first quarter?
The profit increase was driven by higher lending income and controlled costs.
What is NatWest's updated income guidance for the year?
NatWest expects to be near the top of its previously set £17.2-17.6 billion income range for the year.
Did NatWest's profit beat analyst expectations?
Yes, the reported Q1 profit of £2 billion slightly exceeded the average analyst forecast of £1.9 billion.

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